Why is the senior membership valid from the common retirement age of 65?

With the senior membership we want to give our older members an opportunity to continue to be STF-members – but to a lower rate. Many members over a certain age do not use the member offers and benefits to the same extent anymore. The member category for seniors has not been introduced based on the retirement age but based on when a number of our members stop using the benefits due to their age. This has of course been difficult to know since it is very individual and hard to make general assumptions.